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Post by Knotthead on Nov 7, 2008 11:06:38 GMT -4
So I get this envelope from Washington Mutual. It's an invitation for a credit card. Hmm. Maybe I should diversify the amount of banks I do business with. I go online and fill out the page as it directs, I transfer one of the balances from a bank I have too much time in, and click the OK button. Approved. Of course. Great. WHAT? !!!!! 23.9%. Oh. Hell. No. There was no place to apporve the terms. It just starts you up at that ridiculous rate from the jump. Then to add to your misery, it took four phone calls to find a real person that could get the account shut down before they invaded your other account for the transfer you autorized. If you get this offer and wish to check it out, I would highly recommend you call in person so you can get the terms before you make a decision. This is just an opinion but, after that experience, I wouldn't let a WaMu envelope into the house anymore. Maybe they should have gone under with the other sub-prime bandits.
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Post by KIGuy52 on Nov 22, 2008 8:14:57 GMT -4
23.9%...is that bad?
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Post by Knotthead on Nov 29, 2008 0:32:18 GMT -4
You bet. I stand my ground at 18.9 and I don't budge. Hard bargains. That's how I roll.
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